Whatever your risk needs are, our team is here to help. 

We make administration for workers' compensation and medical malpractice insurance lines easy.  We have successfully managed and grown the Healthcare Workers’ Compensation Fund (HWCF) and Inspirien Insurance Company (IIC), a workers’ compensation and medical malpractice carrier.  And, we are ready to go to work for you!

As a Managing General Agency (MGA), Inspirien can perform the following services. We can do any of these individually or can provide full turnkey service and do them all.

  • Marketing/Sales
  • Underwriting
  • Claims
  • Risk Management/Loss Control
  • Finance/Accounting
  • Actuarial
  • Legal
  • Administrative

Here’s what you have to gain by letting an experienced administrator manage your fund, medical malpractice insurance product, or captive.

  • Depth of knowledge in workers' compensation and medical malpractice
  • Low adjuster to claim ratio
  • Dedicated claims personnel for each account
  • Risk Management services available

Inspirien has managed the Healthcare Workers’ Compensation Self-Insurance Fund (HWCF) since 2003.  Created by hospitals and physicians to meet the exclusive needs of Alabama healthcare providers.  We underwrite, manage claims, and provide loss prevention services for HWCF. It’s a partnership of excellence. Here are some of our results: