Workers' Compensation


Caring for Workers and Your Bottom Line

Regardless of your industry, people are your company’s most valuable asset.  They deliver the services that keep your organization thriving.  Whether you deliver products or services, the talent of your organization is what keeps your customers coming back again and again. That’s why we deliver solutions that keep your organization and your employees healthy and safe.

We have the Experience

With roots in the high-risk healthcare industry, we understand risk.  But we underwrite to more than the healthcare profession.  With products available in a variety of markets and industries, we’re ready to deliver inspired service when you need it.

Coverage Overview

  • Range of options from no to high deductible
  • Quick application process
  • Competitive Rates
  • Backed with 5-times the minimum amount of operating capital
  • Reinsurance backed by partners from Lloyd’s of London
  • 280+ collective years of claims experience

Sample Businesses

  • Equipment Rental Operation
  • Janitorial Services
  • Trade Contractors - Plumbing, Electrical, and Tile
  • Veterinary Services

Download our Risk Appetite Guide for more details.

Transforming Underwriting

Inspirien offers more than just numbers on an actuarial table. We approach the process holistically, using fair and well-established guidelines to protect your organization’s future and its employees.  With comprehensive discounts, payment plans, and returns on excess funds, you’re a valued partner.  We don’t underwrite transactions.  We underwrite relationships.  It’s an inspired view.   It’s what makes us Inspirien.

Are you a Healthcare Organization in Alabama?

If you’re a healthcare provider in Alabama, we might have the perfect-fit workers' compensation fund for you. The Healthcare Workers’ Compensation Fund (HWCF) is a fund that Inspirien not only underwrites but manages as well. No one is more experienced in teaching your team the ins and outs of risk prevention in healthcare. Visit the HWCF website to find out more.

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